We are independent financial planning experts.

We believe that financial planning is not just about ticking boxes and putting money in to a pension, an investment portfolio or a protection product.

Financial planning is a far more holistic and ongoing process which can help you make sensible decisions about money that can help you achieve your goals in life.

There are just six simple steps to effective personal financial planning:

Initial Meeting & Fact-Find

We will take time to find out about you and your financial situation. Equally, we will explain how we work and how we can help you. This stage usually involves a face to face meeting where we will establish and understand your needs and objectives. You may have some very specific ideas of what you wish to achieve or alternatively, you may simply just wish to ensure that ‘everything is alright’ in terms of your finances. If relevant, we may also discuss your investment experience and risk profile.